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FIND ANSWERS TO ALL YOUR QUESTIONS!

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage you qualify for and get pre-approved. Better yet, use a mortgage broker to find you the best mortgage rate possible. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance.

SELF-HELP & HELPING OTHERS:

BUYING & OWNING A HOME: click here for Freddie Mac's online guide.

 Click to Estimate Property Tax . Helps taxpayers to estimate their current property taxes as well as compare their property taxes and millage rates with other local units throughout Michigan.

Click for MI Child Care Network – A Great Resource for You. They help families find child care, among other services. Please visit their website. This is a State of Michigan funded service that is very helpful to families new to the area.

Click for FREE Home Buyer's Kit from the Real Estate Buyer's AGENT Council (REBAC). Contains information on each step of the home buying process, helpful self-assessment tools, worksheets and a moving checklist. 

Chelsea Neighborhood's Web site Link   Lots of stuff about Chelsea. Check it out!

FREE Credit Report: You ae entitled to one fre credit report per year for each of the three credit bureaus. I suggest you rotate the information by pulling one from each bureau every four months. In order to obtain your FICO score it will cost you a little bit of money but this number is what qualifies you for a mortgage. It can range from 400-900.

MY COMMUNITY INVOLVEMENT IN WASHTENAW COUNTY:

Click for RAAH. Religious Action for Affordable Housing. I am a Charter Member and former Co-President. We need volunteers, from YOUR House of Worship. Give of your time and talent! Washtenaw County boasts over 400 Houses of Worship. We need them all involved! 

 I am a former Board Member of HOMEPLACE Community Land Trust (HCLT).

I'm active with the  local Habit for Humanity of Huron Valley through an outreach ministry with  St. Luke Lutheran Church  of Ann Arbor. A variety of skills are needed for the local Habitat: fund-raising, meals for workers, calling/ organizing/ scheduling and of course "pounding nails." 

I  am a former member of the Work Force Housing Advisory Task Force. The mission is assisting rural areas in developing safe and affordable homeownership opportunities for the working households of Washtenaw County by utilizing Smart Growth Principles. Click here for CAPT (Chelsea Area Planning Team). Mayor: Ann Feeney.  

I am proud member of the Rotary Club of Chelsea. In addition to local issues, the international goal is Polio eradication worldwide. Rotary is comprised of current and former Chelsea business owners and managers. Luncheon meetings are at 12:15 PM every Tuesday, and held at the Common Grill. Visitors are always welcome!